The Dubai Health Insurance Law requires residents in Dubai to have health insurance coverage.

There are several programs and companies that offer health insurance and medical treatment services in Dubai. It is important for individuals to research and choose the best option that meets their needs and budget.

Dubai Health Insurance Law

The Saada program is one of the programs provided by health insurance to citizens in Dubai. This program is characterized by the following:

  • Dubai offers comprehensive health insurance for those who are ineligible for government insurance programs.
  • The program offers a range of medical services through a network of private sector healthcare providers.
  • It also provides healthcare services at Dubai Health Authority affiliated centers.
  • The Saada program can be accessed by using a national ID card and offers various benefits to citizens.

Dubai Health Insurance Law for Residents

Health insurance for residents of Dubai is determined according to some different factors, the most important of which are the following:

  • Factors that influence the cost of healthcare in Dubai include an individual’s salary and job title.
  • The price of medical treatments is dependent on the health insurance plan chosen by the resident.
  • Employers in Dubai are required by law to provide health insurance for their employees, but this coverage does not extend to the employees’ families.
  • This requirement allows sponsors to obtain comprehensive health insurance for those under their sponsorship.

Advantages and benefits of health insurance in Dubai

After knowing the Dubai Health Insurance Law, we will explain to you the most important advantages that you can obtain after registering with health insurance in Dubai, the most important of which are as follows:

  • Continuous development of various programs that provide health care to citizens and residents of Dubai, and for this reason I worked to provide an Enaya program.
  • The most important advantages of health insurance are the effectiveness, quality, and efficiency enjoyed by specialists, and the services provided to patients.
  • Improving the quality of health services, increasing their effectiveness, focusing on patients, focusing on the needs that they need, and working to meet them.
  • Some of the programs offered to patients include many different departments in the UAE.
  • These programs are available to more than 90,000 beneficiary employees in the government sector, and include more than 1,000 service providers in the private sector, whether inside or outside the Emirate of Dubai.

Dubai health insurance companies

After we reviewed the Dubai Health Insurance Law, we will explain to you the most important companies covered by health insurance, the most important of which are as follows:

AXA Insurance Company

  • AXA is at the forefront of health insurance companies in Dubai for the various benefits, multiple services and different options it provides to people.
  • And assistance in comprehensive coverage of various treatment services in hospitals, clinics, and various other medical services, including dentists, etc.
  • The most important characteristic of AXA is that it provides medical services to patients with chronic diseases without giving them a waiting period.
  • AXA Insurance is located on Sheikh Zayed Road, Umm Al Sheif.
  • The company’s working hours start from eight in the morning until eight in the evening, on Sundays until Wednesday of every week.
  • On Thursday and Saturday, work starts from eight in the evening until five in the evening.
  • You can contact AXA Insurance at 800292.


  • Daman provides its services to a large number of individuals whose number may exceed 3 million subscribers in various cities in the United Arab Emirates.
  • Daman also provides its services to more than 2,000 hospitals, pharmacies, and clinics covered by health insurance in Dubai for individuals and companies as well.
  • And the most important advantages that Daman enjoys is that it provides its subscribers with telemedicine consultation services.
  • Daman also gives its subscribers the offer of benefit schedules, and the tracking of various requests related to pre-approvals.
  • Daman is located in Capricon Towers on Sheikh Zayed Road.
  • The working hours are from eight in the morning until four in the afternoon, on Sundays until Thursdays of every week.
  • You can contact Daman on 800432626, or 026149555.

In conclusion, we have explained the Dubai Health Insurance Law and the programs that provide the best medical services to its subscribers, as well as we have explained to you the most important health insurance companies that provide the best treatment services, including AXA Insurance and Daman.